Monday, March 20, 2006

Know Your Credit Card Benefits!

Price matching, extended warranty, loss/theft's easy to forget many credit cards offer this whenever you use their cards. I just thought I'd share some information I used in the past... Here are links to the benefits I could find offer for each type of card: Different levels of cards offered have names like Platinum, Gold, Bronze, Titanium, Signature, Blue, and Green -- each with different features and services. Some sites like lets you actually store product information, which is really convenient, because you don't have to worry about it should something happen to your purchase. The general benefits vary, but the core and best offerings are: Warranty Extension - This will automatically double your manufacturer's warranty up to 1 year. I know Visa will actually allow you to purchase warranty extension too if you're interested. Price protection - If you find your item at a lower price within 60 days, you can get it reimbursed. Theft protection - If you item gets stolen or damaged within 90 days, you can get reimbursed. How to make claims:
  • Visa Claims - website
  • Mastercard Claims - Could not find website. Found this: 1-800-MC-ASSIST (1-800-622-7747)
  • American Express Claims - website
  • Discover Card - I'm not sure they have any claims services.

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