Major Asset Reallocation, But Where?

So on May 1, I'm planning on relocating a large portion of my funds into my brokerage. I would like to invest more in stocks, but I'm not sure where. I have so many questions and hesitations...Maybe I should consider a fund? Is the stock market ready to crash? Will housing affect the stock market? How much should I invest? The reason I've selected May 1, is because the interest rate will most likely be re-adjusted down at HSBC. The feds will also adjust short term rates again by then, giving an indication of where Bernanke stands. Also, the market seems to be in a plateau right now, not moving up or down too much, so I'm not in a rush. I don't forsee any big news, but the expectations/outlook for this year scares me a little. Based on my net worth analysis from last month: Cash - $88,813.74 - 44.24% Stocks - $21,411.86 - 10.67% Retirement - $90,528.51 - 45.09% I have $88,813.74, or 44.24% of my net worth, locked up in cash. That's way too much. I'd like to reallocate to something like this: Cash - $30,000 - 15% Stocks - $80,300 - 40% Retirement - $90,528.51 - 45% There aren't any stocks that really appeal to me at this moment, the closest being JNJ. I should probably breakdown my retirement fund to see how that's allocated. I may need to re-adjust that...I'll do that when I update my net worth for March. AllThingsFinancial, just had a post on this topic...I really don't know what to do...I have a couple months to figure it out. What to do, what to do...