Study results indicate that consumers who spot fraud online suffer an average theft of about $500. Consumers who wait for paper records and suffer ID theft suffer average losses of $4,500.So monitor your credit card and online account statements! So your ID is stolen...now what?
Also promising, she said, was a result showing average consumer time spent dealing with personal records cleanup from ID theft is now 28 hours, down from 33 last year.Do you have 28 hours, which probably doesn't account for everything, to talk to someone over the phone explaining to them that you are, well, you? Remember,
"The fact is that nobody is more effective at preventing and protecting fraud than the individual," he said.Here are some references in case ID Theft strikes you: http://www.consumer.gov/idtheft/ http://www.complaints.com/directory/2004/april/18/11.htm http://www.msnbc.msn.com/id/6866768/ http://www.ssa.gov/oig/hotline/when.htm http://www.usdoj.gov/criminal/fraud/idtheft.html http://www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm And you may be interested in Credit Monitoring services. Also, check out this post by Frugal @ My 1st Million At 33.