Free Credit Report

Once a year, you are eligible for a free credit report provided by all 3 major credit bureaus, Experian, TranUnion, and Equifax. If you haven't already, go get one! I usually do one report at a time, because you can do each individually during the report process. So, I do one in January, then in May, then in September. I don't really have a system for choosing which first, but then at least you can get a glance throughout the year at how your credit is doing.